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Securing Financial Services Data in Transit

The financial services industry is the most targeted sector for cybercriminals globally — and for good reason. Financial institutions and their customers exchange vast volumes of the most valuable data that exists in the digital economy: account credentials, payment information, transaction records, personal financial profiles, and the wire transfer instructions that move millions of dollars daily. For banks, insurance companies, cooperatives, fintech companies, and financial service providers across Honduras, Panama, Costa Rica, El Salvador, Mexico, Miami, and Puerto Rico, securing financial data in transit is not a technical nicety — it is a fundamental business and regulatory requirement.

Why Financial Data in Transit Is a Primary Attack Target

Data “in transit” refers to any data that is moving between systems, applications, or networks — as opposed to data “at rest” (stored in databases or files) or data “in use” (being processed in memory). Financial data in transit includes:

  • Authentication credentials being submitted to banking portals and financial applications
  • Transaction data flowing between payment terminals, processors, and acquiring banks
  • Wire transfer instructions transmitted between financial institutions through SWIFT and other interbank networks
  • Customer financial data transmitted between mobile banking applications and backend servers
  • Internal financial reporting and treasury data moving between corporate applications and banking systems
  • API calls between fintech platforms and the financial institutions they connect to

Each of these flows represents a potential interception point for attackers using man-in-the-middle techniques, network sniffing, or compromised intermediate systems. The consequences of a successful interception range from stolen credentials used for account takeover, to redirected wire transfers that may never be recovered, to the exposure of customer financial profiles that enable targeted fraud at scale.

The Regulatory Framework: What Financial Institutions Must Do

Financial data protection in transit is not just a security best practice — it is a regulatory requirement across every jurisdiction where GLADiiUM operates. Financial institutions that fail to meet these requirements face fines, operational restrictions, and in some cases criminal liability.

Honduras — CNBS Requirements

The Comisión Nacional de Bancos y Seguros (CNBS) has established cybersecurity requirements for Honduran financial institutions that include specific controls around the protection of data in transit. Financial institutions operating in Honduras must implement encryption for all electronic communications containing sensitive customer data, maintain secure communication channels for interbank transactions, and demonstrate compliance through regular security assessments.

Panama — Superintendencia de Bancos (SBP)

Panama’s banking supervisor requires financial institutions to implement comprehensive data security programs including encryption of data in transit, secure API design for digital banking services, and regular penetration testing of internet-facing financial systems. Panama’s position as a regional financial hub makes SBP compliance particularly important for multinational banking operations.

Mexico — CNBV Circular Única de Bancos

Mexico’s banking commission mandates specific technical controls for the protection of financial customer data, including encryption requirements for data transmitted between banking systems and customers, and specific protocols for the security of electronic payment systems. The LFPDPPP additionally requires organizations handling personal financial data to implement technical security measures including protection of data in transit.

United States (Miami, Puerto Rico) — GLBA Safeguards Rule

The Gramm-Leach-Bliley Act Safeguards Rule requires US financial institutions — including those operating in Miami and Puerto Rico — to implement specific technical safeguards protecting customer financial information. Updated FTC Safeguards Rule requirements explicitly mandate encryption of customer information in transit and at rest, multi-factor authentication for accessing customer data, and secure development practices for customer-facing financial applications.

PCI-DSS — Global Payment Card Standard

Any organization that accepts, processes, or transmits payment card data — regardless of jurisdiction — must comply with PCI-DSS requirements that are highly specific about the protection of cardholder data in transit. Requirement 4 of PCI-DSS mandates the use of strong cryptography for transmitting cardholder data over open, public networks, with specific requirements for the cryptographic protocols and key management practices that must be implemented.

Core Technical Controls for Financial Data in Transit

1. Encryption — The Non-Negotiable Foundation

Encryption transforms readable financial data into ciphertext that is meaningless without the corresponding decryption key. For financial data in transit, encryption must be implemented at every point where data moves between systems:

  • TLS 1.2 or 1.3 — The current standard for encrypting web-based financial transactions. TLS 1.0 and 1.1 are deprecated and should not be used in any financial application. TLS 1.3 provides significant performance and security improvements and should be the target standard for all new implementations.
  • HTTPS enforcement — All customer-facing financial portals and APIs must enforce HTTPS connections, reject HTTP connections, and implement HTTP Strict Transport Security (HSTS) to prevent protocol downgrade attacks.
  • Certificate management — SSL/TLS certificates must be issued by trusted certificate authorities, maintained with appropriate expiration monitoring, and replaced before expiration. Certificate mismanagement is a surprisingly common source of financial application outages and security gaps.
  • API security — Financial APIs transmitting account data, transaction information, or payment credentials must encrypt data at the transport layer and implement additional payload-level encryption for the most sensitive fields.

2. Authentication and Identity Verification

Encrypting data in transit protects against network-level interception — but encryption is useless if the attacker can authenticate as a legitimate user. Strong authentication is therefore inseparable from data-in-transit security:

  • Multi-factor authentication (MFA) — Required for all customer access to online banking, investment accounts, and financial management portals. MFA ensures that stolen credentials alone are insufficient for account access.
  • Mutual TLS (mTLS) — For server-to-server financial API communication, mutual TLS requires both client and server to authenticate with certificates — preventing unauthorized systems from connecting to financial APIs even with valid credentials.
  • OAuth 2.0 and OpenID Connect — Modern authentication frameworks appropriate for financial API authorization, providing scoped access that limits the data and operations accessible through each API connection.
  • Transaction signing — High-value financial transactions should require digital signatures that verify both the authenticity of the request and the integrity of the transaction parameters — preventing man-in-the-middle modification of transaction amounts or beneficiary accounts.

3. Secure Communication Protocols and Architecture

The design of financial systems must minimize the exposure of data in transit through architectural decisions that reduce the attack surface:

  • Private network channels — Where possible, interbank and internal financial system communications should use private network connections (MPLS circuits, dedicated leased lines, SD-WAN with encryption) rather than public internet routing.
  • SWIFT Customer Security Programme (CSP) — Financial institutions using SWIFT for interbank transfers must comply with the SWIFT Customer Security Controls Framework, which includes specific controls for securing SWIFT communication channels.
  • API gateway security — Financial APIs should be exposed through dedicated API gateways that enforce authentication, rate limiting, input validation, and logging — rather than directly exposing backend financial systems to internet traffic.
  • Network segmentation — Payment processing systems, core banking platforms, and other systems handling financial data in transit should be isolated in dedicated network segments with strict firewall controls governing all inbound and outbound communications.

4. Security Policies, Procedures, and Governance

Technical controls are only effective when supported by appropriate governance frameworks:

  • Data classification policy — Organizations must formally classify financial data based on sensitivity and define specific handling requirements for each classification level, including requirements for in-transit protection.
  • Vendor and third-party security requirements — Financial institutions that share data with technology vendors, processors, and service providers must establish contractual security requirements and verify compliance — third-party data sharing is one of the most common sources of financial data exposure.
  • Change management for cryptographic controls — Cryptographic algorithms and key lengths must be reviewed regularly against current standards, with a formal process for upgrading deprecated algorithms before they become exploitable.

5. Employee Training and Awareness

The most sophisticated technical controls for financial data in transit can be undermined by employees who are unaware of the threats or who make decisions that bypass security controls for convenience. Specific training priorities for financial sector employees include:

  • Recognition of BEC attacks targeting wire transfer requests and payment change instructions
  • Procedures for verifying out-of-band the legitimacy of unusual payment requests, even from known counterparties
  • Secure handling of authentication credentials and understanding of why MFA cannot be shared or bypassed
  • Recognition of phishing attempts impersonating financial regulators, tax authorities, or correspondent banks

6. Continuous Monitoring and Incident Response

Financial data-in-transit security is not a one-time configuration exercise — it requires continuous monitoring to detect anomalies that may indicate interception attempts, certificate issues, or protocol vulnerabilities:

  • Certificate transparency monitoring — Alerting on unauthorized certificates issued for your financial application domains.
  • TLS configuration scanning — Regular scanning of all internet-facing financial applications to detect protocol downgrades, weak cipher suites, or certificate issues before they are exploited.
  • Anomalous transaction monitoring — Behavioral analytics that flag unusual transaction patterns potentially indicating account compromise or man-in-the-middle manipulation of transaction parameters.
  • API abuse detection — Monitoring for unusual API call patterns that may indicate credential stuffing, automated account probing, or data harvesting through financial APIs.

GLADiiUM’s Financial Services Security Practice

GLADiiUM Technology Partners brings specialized expertise in financial services cybersecurity across Latin America and the United States. Our financial sector clients include banks, insurance companies, cooperative financial institutions, fintech companies, and payment processors operating under the regulatory frameworks of Honduras, Panama, Costa Rica, El Salvador, Mexico, and the United States.

Our financial services security services include regulatory compliance gap assessment (CNBS, SBP, CNBV, GLBA, PCI-DSS), technical security architecture review for financial applications and APIs, penetration testing of online banking portals and payment systems, BEC protection program implementation, security awareness training tailored for financial sector employees, and ongoing MSSP monitoring covering financial system environments.

Protect Your Financial Data in Transit

The financial data flowing through your organization’s systems represents both your most valuable asset and your most attractive target. Securing it in transit requires a combination of strong encryption, robust authentication, secure architecture, sound governance, and continuous monitoring — all aligned with the specific regulatory requirements of your operating jurisdiction.

Contact GLADiiUM Technology Partners for a free financial services security assessment.

Email: [email protected] | [email protected]

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PRIVACY NOTICE

 
Last updated October 27, 2022
 
 
 
This privacy notice for GLADiiUM Technology Partners, Inc (“Company,” “we,” “us,” or “our“), describes how and why we might collect, store, use, and/or share (“process“) your information when you use our services (“Services“), such as when you:
 
  • Engage with us in other related ways, including any sales, marketing, or events
Questions or concerns? Reading this privacy notice will help you understand your privacy rights and choices. If you do not agree with our policies and practices, please do not use our Services. If you still have any questions or concerns, please contact us at [email protected].
 
 
SUMMARY OF KEY POINTS
 
This summary provides key points from our privacy notice, but you can find out more details about any of these topics by clicking the link following each key point or by using our table of contents below to find the section you are looking for. You can also click here to go directly to our table of contents.
 
What personal information do we process? When you visit, use, or navigate our Services, we may process personal information depending on how you interact with GLADiiUM Technology Partners, Inc and the Services, the choices you make, and the products and features you use. Click here to learn more.
 
Do we process any sensitive personal information? We do not process sensitive personal information.
 
Do we receive any information from third parties? We do not receive any information from third parties.
 
How do we process your information? We process your information to provide, improve, and administer our Services, communicate with you, for security and fraud prevention, and to comply with law. We may also process your information for other purposes with your consent. We process your information only when we have a valid legal reason to do so. Click here to learn more.
 
In what situations and with which parties do we share personal information? We may share information in specific situations and with specific third parties. Click here to learn more.
 
How do we keep your information safe? We have organizational and technical processes and procedures in place to protect your personal information. However, no electronic transmission over the internet or information storage technology can be guaranteed to be 100% secure, so we cannot promise or guarantee that hackers, cybercriminals, or other unauthorized third parties will not be able to defeat our security and improperly collect, access, steal, or modify your information. Click here to learn more.
 
What are your rights? Depending on where you are located geographically, the applicable privacy law may mean you have certain rights regarding your personal information. Click here to learn more.
 
How do you exercise your rights? The easiest way to exercise your rights is by filling out our data subject request form available here, or by contacting us. We will consider and act upon any request in accordance with applicable data protection laws.
 
Want to learn more about what GLADiiUM Technology Partners, Inc does with any information we collect? Click here to review the notice in full.
 
 
TABLE OF CONTENTS
 
 
1. WHAT INFORMATION DO WE COLLECT?
 
Personal information you disclose to us
 
In Short: We collect personal information that you provide to us.
 
We collect personal information that you voluntarily provide to us when you express an interest in obtaining information about us or our products and Services, when you participate in activities on the Services, or otherwise when you contact us.
 
 
Personal Information Provided by You. The personal information that we collect depends on the context of your interactions with us and the Services, the choices you make, and the products and features you use. The personal information we collect may include the following:
  • names
 
  • phone numbers
 
  • email addresses
 
  • mailing addresses
 
Sensitive Information. We do not process sensitive information.
 
 
All personal information that you provide to us must be true, complete, and accurate, and you must notify us of any changes to such personal information.
 
 
2. HOW DO WE PROCESS YOUR INFORMATION?
 
In Short: We process your information to provide, improve, and administer our Services, communicate with you, for security and fraud prevention, and to comply with law. We may also process your information for other purposes with your consent.
 

We process your personal information for a variety of reasons, depending on how you interact with our Services, including:

 
  • To deliver and facilitate delivery of services to the user. We may process your information to provide you with the requested service.
 
  • To respond to user inquiries/offer support to users. We may process your information to respond to your inquiries and solve any potential issues you might have with the requested service.
 
  • To send administrative information to you. We may process your information to send you details about our products and services, changes to our terms and policies, and other similar information.
  • To enable user-to-user communications. We may process your information if you choose to use any of our offerings that allow for communication with another user.
 
  • To save or protect an individual’s vital interest. We may process your information when necessary to save or protect an individual’s vital interest, such as to prevent harm.
 
 
3. WHAT LEGAL BASES DO WE RELY ON TO PROCESS YOUR INFORMATION?
 
In Short: We only process your personal information when we believe it is necessary and we have a valid legal reason (i.e., legal basis) to do so under applicable law, like with your consent, to comply with laws, to provide you with services to enter into or fulfill our contractual obligations, to protect your rights, or to fulfill our legitimate business interests.
 
If you are located in the EU or UK, this section applies to you.
 
The General Data Protection Regulation (GDPR) and UK GDPR require us to explain the valid legal bases we rely on in order to process your personal information. As such, we may rely on the following legal bases to process your personal information:
  • Consent. We may process your information if you have given us permission (i.e., consent) to use your personal information for a specific purpose. You can withdraw your consent at any time. Click here to learn more.
 
  • Performance of a Contract. We may process your personal information when we believe it is necessary to fulfill our contractual obligations to you, including providing our Services or at your request prior to entering into a contract with you.
 
  • Legal Obligations. We may process your information where we believe it is necessary for compliance with our legal obligations, such as to cooperate with a law enforcement body or regulatory agency, exercise or defend our legal rights, or disclose your information as evidence in litigation in which we are involved.
 
  • Vital Interests. We may process your information where we believe it is necessary to protect your vital interests or the vital interests of a third party, such as situations involving potential threats to the safety of any person.
 
 
If you are located in Canada, this section applies to you.
 
We may process your information if you have given us specific permission (i.e., express consent) to use your personal information for a specific purpose, or in situations where your permission can be inferred (i.e., implied consent). You can withdraw your consent at any time. Click here to learn more.
 
In some exceptional cases, we may be legally permitted under applicable law to process your information without your consent, including, for example:
  • If collection is clearly in the interests of an individual and consent cannot be obtained in a timely way
 
  • For investigations and fraud detection and prevention
 
  • For business transactions provided certain conditions are met
 
  • If it is contained in a witness statement and the collection is necessary to assess, process, or settle an insurance claim
 
  • For identifying injured, ill, or deceased persons and communicating with next of kin
 
  • If we have reasonable grounds to believe an individual has been, is, or may be victim of financial abuse
 
  • If it is reasonable to expect collection and use with consent would compromise the availability or the accuracy of the information and the collection is reasonable for purposes related to investigating a breach of an agreement or a contravention of the laws of Canada or a province
 
  • If disclosure is required to comply with a subpoena, warrant, court order, or rules of the court relating to the production of records
 
  • If it was produced by an individual in the course of their employment, business, or profession and the collection is consistent with the purposes for which the information was produced
 
  • If the collection is solely for journalistic, artistic, or literary purposes
 
  • If the information is publicly available and is specified by the regulations
 
 
4. WHEN AND WITH WHOM DO WE SHARE YOUR PERSONAL INFORMATION?
 
In Short: We may share information in specific situations described in this section and/or with the following third parties.
 
 
We may need to share your personal information in the following situations:
  • Business Transfers. We may share or transfer your information in connection with, or during negotiations of, any merger, sale of company assets, financing, or acquisition of all or a portion of our business to another company.
 
  • Affiliates. We may share your information with our affiliates, in which case we will require those affiliates to honor this privacy notice. Affiliates include our parent company and any subsidiaries, joint venture partners, or other companies that we control or that are under common control with us.
 
 
5. DO WE USE COOKIES AND OTHER TRACKING TECHNOLOGIES?
 
In Short: We may use cookies and other tracking technologies to collect and store your information.
 
We may use cookies and similar tracking technologies (like web beacons and pixels) to access or store information. Specific information about how we use such technologies and how you can refuse certain cookies is set out in our Cookie Notice: https://gladiium.com/.
 
6. HOW LONG DO WE KEEP YOUR INFORMATION?
 
In Short: We keep your information for as long as necessary to fulfill the purposes outlined in this privacy notice unless otherwise required by law.
 
We will only keep your personal information for as long as it is necessary for the purposes set out in this privacy notice, unless a longer retention period is required or permitted by law (such as tax, accounting, or other legal requirements).
 
When we have no ongoing legitimate business need to process your personal information, we will either delete or anonymize such information, or, if this is not possible (for example, because your personal information has been stored in backup archives), then we will securely store your personal information and isolate it from any further processing until deletion is possible.
 
7. HOW DO WE KEEP YOUR INFORMATION SAFE?
 
In Short: We aim to protect your personal information through a system of organizational and technical security measures.
 
We have implemented appropriate and reasonable technical and organizational security measures designed to protect the security of any personal information we process. However, despite our safeguards and efforts to secure your information, no electronic transmission over the Internet or information storage technology can be guaranteed to be 100% secure, so we cannot promise or guarantee that hackers, cybercriminals, or other unauthorized third parties will not be able to defeat our security and improperly collect, access, steal, or modify your information. Although we will do our best to protect your personal information, transmission of personal information to and from our Services is at your own risk. You should only access the Services within a secure environment.
 
8. DO WE COLLECT INFORMATION FROM MINORS?
 
In Short: We do not knowingly collect data from or market to children under 18 years of age.
 
We do not knowingly solicit data from or market to children under 18 years of age. By using the Services, you represent that you are at least 18 or that you are the parent or guardian of such a minor and consent to such minor dependent’s use of the Services. If we learn that personal information from users less than 18 years of age has been collected, we will deactivate the account and take reasonable measures to promptly delete such data from our records. If you become aware of any data we may have collected from children under age 18, please contact us at [email protected].
 
9. WHAT ARE YOUR PRIVACY RIGHTS?
 
In Short: In some regions, such as the European Economic Area (EEA), United Kingdom (UK), and Canada, you have rights that allow you greater access to and control over your personal information. You may review, change, or terminate your account at any time.
 
In some regions (like the EEA, UK, and Canada), you have certain rights under applicable data protection laws. These may include the right (i) to request access and obtain a copy of your personal information, (ii) to request rectification or erasure; (iii) to restrict the processing of your personal information; and (iv) if applicable, to data portability. In certain circumstances, you may also have the right to object to the processing of your personal information. You can make such a request by contacting us by using the contact details provided in the section “HOW CAN YOU CONTACT US ABOUT THIS NOTICE?” below.
 
We will consider and act upon any request in accordance with applicable data protection laws.
 
If you are located in the EEA or UK and you believe we are unlawfully processing your personal information, you also have the right to complain to your local data protection supervisory authority. You can find their contact details here: https://ec.europa.eu/justice/data-protection/bodies/authorities/index_en.htm.
 
If you are located in Switzerland, the contact details for the data protection authorities are available here: https://www.edoeb.admin.ch/edoeb/en/home.html.
 
Withdrawing your consent: If we are relying on your consent to process your personal information, which may be express and/or implied consent depending on the applicable law, you have the right to withdraw your consent at any time. You can withdraw your consent at any time by contacting us by using the contact details provided in the section “HOW CAN YOU CONTACT US ABOUT THIS NOTICE?” below.
 
However, please note that this will not affect the lawfulness of the processing before its withdrawal nor, when applicable law allows, will it affect the processing of your personal information conducted in reliance on lawful processing grounds other than consent.
 
Opting out of marketing and promotional communications: You can unsubscribe from our marketing and promotional communications at any time by clicking on the unsubscribe link in the emails that we send, or by contacting us using the details provided in the section “HOW CAN YOU CONTACT US ABOUT THIS NOTICE?” below. You will then be removed from the marketing lists. However, we may still communicate with you — for example, to send you service-related messages that are necessary for the administration and use of your account, to respond to service requests, or for other non-marketing purposes.
 
Cookies and similar technologies: Most Web browsers are set to accept cookies by default. If you prefer, you can usually choose to set your browser to remove cookies and to reject cookies. If you choose to remove cookies or reject cookies, this could affect certain features or services of our Services. To opt out of interest-based advertising by advertisers on our Services visit http://www.aboutads.info/choices/. For further information, please see our Cookie Notice: https://gladiium.com/.
 
If you have questions or comments about your privacy rights, you may email us at [email protected].
 
10. CONTROLS FOR DO-NOT-TRACK FEATURES
 
Most web browsers and some mobile operating systems and mobile applications include a Do-Not-Track (“DNT”) feature or setting you can activate to signal your privacy preference not to have data about your online browsing activities monitored and collected. At this stage no uniform technology standard for recognizing and implementing DNT signals has been finalized. As such, we do not currently respond to DNT browser signals or any other mechanism that automatically communicates your choice not to be tracked online. If a standard for online tracking is adopted that we must follow in the future, we will inform you about that practice in a revised version of this privacy notice.
 
11. DO CALIFORNIA RESIDENTS HAVE SPECIFIC PRIVACY RIGHTS?
 
In Short: Yes, if you are a resident of California, you are granted specific rights regarding access to your personal information.
 
California Civil Code Section 1798.83, also known as the “Shine The Light” law, permits our users who are California residents to request and obtain from us, once a year and free of charge, information about categories of personal information (if any) we disclosed to third parties for direct marketing purposes and the names and addresses of all third parties with which we shared personal information in the immediately preceding calendar year. If you are a California resident and would like to make such a request, please submit your request in writing to us using the contact information provided below.
 
If you are under 18 years of age, reside in California, and have a registered account with Services, you have the right to request removal of unwanted data that you publicly post on the Services. To request removal of such data, please contact us using the contact information provided below and include the email address associated with your account and a statement that you reside in California. We will make sure the data is not publicly displayed on the Services, but please be aware that the data may not be completely or comprehensively removed from all our systems (e.g., backups, etc.).
 
CCPA Privacy Notice
 
The California Code of Regulations defines a “resident” as:
 
(1) every individual who is in the State of California for other than a temporary or transitory purpose and
(2) every individual who is domiciled in the State of California who is outside the State of California for a temporary or transitory purpose
 
All other individuals are defined as “non-residents.”
 
If this definition of “resident” applies to you, we must adhere to certain rights and obligations regarding your personal information.
 
What categories of personal information do we collect?
 
We have collected the following categories of personal information in the past twelve (12) months:
 
CategoryExamplesCollected
A. Identifiers
Contact details, such as real name, alias, postal address, telephone or mobile contact number, unique personal identifier, online identifier, Internet Protocol address, email address, and account name
 
NO
 
B. Personal information categories listed in the California Customer Records statute
Name, contact information, education, employment, employment history, and financial information
 
NO
 
C. Protected classification characteristics under California or federal law
Gender and date of birth
 
NO
 
D. Commercial information
Transaction information, purchase history, financial details, and payment information
 
NO
 
E. Biometric information
Fingerprints and voiceprints
 
NO
 
F. Internet or other similar network activity
Browsing history, search history, online behavior, interest data, and interactions with our and other websites, applications, systems, and advertisements
 
NO
 
G. Geolocation data
Device location
 
NO
 
H. Audio, electronic, visual, thermal, olfactory, or similar information
Images and audio, video or call recordings created in connection with our business activities
 
NO
 
I. Professional or employment-related information
Business contact details in order to provide you our Services at a business level or job title, work history, and professional qualifications if you apply for a job with us
 
YES
 
J. Education Information
Student records and directory information
 
NO
 
K. Inferences drawn from other personal information
Inferences drawn from any of the collected personal information listed above to create a profile or summary about, for example, an individual’s preferences and characteristics
 
NO
 
 
 
We may also collect other personal information outside of these categories through instances where you interact with us in person, online, or by phone or mail in the context of:
  • Receiving help through our customer support channels;
 
  • Participation in customer surveys or contests; and
 
  • Facilitation in the delivery of our Services and to respond to your inquiries.
How do we use and share your personal information?
 
More information about our data collection and sharing practices can be found in this privacy notice and our Cookie Notice: https://gladiium.com/.
 
You may contact us by email at [email protected], or by referring to the contact details at the bottom of this document.
 
If you are using an authorized agent to exercise your right to opt out we may deny a request if the authorized agent does not submit proof that they have been validly authorized to act on your behalf.
 
Will your information be shared with anyone else?
 
We may disclose your personal information with our service providers pursuant to a written contract between us and each service provider. Each service provider is a for-profit entity that processes the information on our behalf.
 
We may use your personal information for our own business purposes, such as for undertaking internal research for technological development and demonstration. This is not considered to be “selling” of your personal information.
 
GLADiiUM Technology Partners, Inc has not disclosed or sold any personal information to third parties for a business or commercial purpose in the preceding twelve (12) months. GLADiiUM Technology Partners, Inc will not sell personal information in the future belonging to website visitors, users, and other consumers.
 
Your rights with respect to your personal data
 
Right to request deletion of the data — Request to delete
 
You can ask for the deletion of your personal information. If you ask us to delete your personal information, we will respect your request and delete your personal information, subject to certain exceptions provided by law, such as (but not limited to) the exercise by another consumer of his or her right to free speech, our compliance requirements resulting from a legal obligation, or any processing that may be required to protect against illegal activities.
 
Right to be informed — Request to know
 
Depending on the circumstances, you have a right to know:
  • whether we collect and use your personal information;
 
  • the categories of personal information that we collect;
 
  • the purposes for which the collected personal information is used;
 
  • whether we sell your personal information to third parties;
 
  • the categories of personal information that we sold or disclosed for a business purpose;
 
  • the categories of third parties to whom the personal information was sold or disclosed for a business purpose; and
 
  • the business or commercial purpose for collecting or selling personal information.
In accordance with applicable law, we are not obligated to provide or delete consumer information that is de-identified in response to a consumer request or to re-identify individual data to verify a consumer request.
 
Right to Non-Discrimination for the Exercise of a Consumer’s Privacy Rights
 
We will not discriminate against you if you exercise your privacy rights.
 
Verification process
 
Upon receiving your request, we will need to verify your identity to determine you are the same person about whom we have the information in our system. These verification efforts require us to ask you to provide information so that we can match it with information you have previously provided us. For instance, depending on the type of request you submit, we may ask you to provide certain information so that we can match the information you provide with the information we already have on file, or we may contact you through a communication method (e.g., phone or email) that you have previously provided to us. We may also use other verification methods as the circumstances dictate.
 
We will only use personal information provided in your request to verify your identity or authority to make the request. To the extent possible, we will avoid requesting additional information from you for the purposes of verification. However, if we cannot verify your identity from the information already maintained by us, we may request that you provide additional information for the purposes of verifying your identity and for security or fraud-prevention purposes. We will delete such additionally provided information as soon as we finish verifying you.
 
Other privacy rights
 
  • You may object to the processing of your personal information.
 
  • You may request correction of your personal data if it is incorrect or no longer relevant, or ask to restrict the processing of the information.
 
  • You can designate an authorized agent to make a request under the CCPA on your behalf. We may deny a request from an authorized agent that does not submit proof that they have been validly authorized to act on your behalf in accordance with the CCPA.
 
  • You may request to opt out from future selling of your personal information to third parties. Upon receiving an opt-out request, we will act upon the request as soon as feasibly possible, but no later than fifteen (15) days from the date of the request submission.
To exercise these rights, you can contact us by email at [email protected], or by referring to the contact details at the bottom of this document. If you have a complaint about how we handle your data, we would like to hear from you.
 
12. DO WE MAKE UPDATES TO THIS NOTICE?
 
In Short: Yes, we will update this notice as necessary to stay compliant with relevant laws.
 
We may update this privacy notice from time to time. The updated version will be indicated by an updated “Revised” date and the updated version will be effective as soon as it is accessible. If we make material changes to this privacy notice, we may notify you either by prominently posting a notice of such changes or by directly sending you a notification. We encourage you to review this privacy notice frequently to be informed of how we are protecting your information.
 
13. HOW CAN YOU CONTACT US ABOUT THIS NOTICE?
 
If you have questions or comments about this notice, you may email us at [email protected] or by post to:
 
GLADiiUM Technology Partners, Inc
95 Merrick Way, 3rd Floor
Coral Gables, FL 33134
United States
 
14. HOW CAN YOU REVIEW, UPDATE, OR DELETE THE DATA WE COLLECT FROM YOU?
 
You have the right to request access to the personal information we collect from you, change that information, or delete it. To request to review, update, or delete your personal information, please submit a request form by clicking here.
This privacy policy was created using Termly’s Privacy Policy Generator.